Renters Insurance
If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings.
Renters insurance includes three important types of financial protection:
- Coverage for Personal Possessions
- Liability Protection
- Additional Living Expenses
Below are examples of what a typical renters insurance policy can cost. The average monthly price for renters insurance is $12 – 18 a month – the cost of a pizza!
Adding renters to your insurance plan will protect your personal property including TVs, iPhone, iPad, Tablets, Furniture, Clothing and more. Additionally, liability coverage is included which may be required by your landlord or apartment complex.
Need more information on what is covered under a renters policy? Visit our Renters Insurance Checklist page.
Contact an agent for a quote today.
Below are some examples of the typical cost of a Renters Insurance policy.
| Personal Property Limit | Liability Limit $100,000 | Liability Limit $300,000 |
|---|---|---|
| $10,000 in contents – 1 YEAR | $134 | $150 |
| $20,000 in contents – 1 YEAR | $138 | $154 |
| $30,000 in contents – 1 YEAR | $152 | $168 |
| $40,000 in contents – 1YEAR | $164 | $180 |
| Available up to $100,000 |
Monthly payments available on all plans.
Quote provided through Pacific Specialty Insurance Company.
AM Best Rating of A