How Much Liability Coverage Do I Need?

Do you know how to select the proper liability limits to protect your assets?  Most likely, the answer is "No" but we here at Budget Insurance & Tucson Insurance Solutions make it simple and easy to calculate the level of protection that's right for you.

All too many times we as consumers get caught up in the game of saving a few dollars on our insurance.  Yes, we agree that paying too much is never a good thing but let's stop for a moment and think about the REAL SAVINGS insurance has to offer.

Ask yourself this 1 simple question:   Would you rather save $342 OR $342,000?

We can save you $342,000 and MORE.  Here's how...

Your auto, home and other insurance policies include liability coverage.  This coverage is in place to protect your assets but not having the proper coverage can be costly.

The liability limits you select protects your assets but it doesn't mean you're off the hook.  If a claim or lawsuit exceeds the coverage amount you carry, YOU are responsible for anything above that amount.  This means that your assets become the next "coverage" you have in place.  Not only the equity in your home, savings and investments are at risk but so are your future wages.  Did you know that the national average wage garnishment is 33%?  Yes, that means that a judgement against you can not only dip into your current assets but also your future earnings through wage garnishment.

We realize the idea of this all is a little frightening but set your worry aside.  We can help you select the right coverage to give you the protection and peace of mind you need.

Figuring out the level of coverage you need is easy.  Let's get started: