Know What You Need Coverage for Before Buying or Renewing a Policy
Julieakin • March 2, 2012
Know What You Need Coverage for Before Buying or Renewing a Home Insurance Policy
NEW YORK, February 16, 2012 —
Being an informed consumer means not only reading your homeowners insurance policy closely but also asking experts what constitutes the right type, and amount, of coverage you need for your home, according to the Insurance Information Institute
(I.I.I.).
1.
How much would it cost to rebuild my home in its current location in the event of a total loss?
2.
How much is the personal property in my home worth in the event of a total loss?
3.
How much liability protection do I need?
4.
What level of additional living expense coverage do I need?
5.
Should I buy a separate flood and/or earthquake insurance policy?
6.
Do I qualify for any discounts?
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